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Meet Our Team

The Professionals Behind Our Success

Malcolm Chabala

Malcolm Chabala

Chief Executive Officer
Malcolm Chabala

Malcolm Chabala

Chief Executive Officer

Malcolm Chabala is the Chief Executive Officer for the National Savings and Credit Bank (NATSAVE). He has a banking career of over 20 years and possesses extensive experience in the banking and finance industry.


Charles Sinkala

Charles Sinkala

Company Secretary
Charles Sinkala

Charles Sinkala

Company Secretary

Mr. Charles Thomas Sinkala is an advocate of the High Court of Zambia with over ten years of practice experience. He currently serves as the Company Secretary for the National Savings and Credit Bank (NATSAVE).

Lucas Hara

Lucas Hara

Chief Financial Officer
Lucas Hara

Lucas Hara

Chief Financial Officer

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Fatma Abad

Fatma Abad

Chief Operating Officer
Fatma Abad

Fatma Abad

Chief Operating Officer

Ms. Fatma Abad holds the position of Chief Operating Officer at the National Savings and Credit Bank (NATSAVE). With over 15 years of experience in the banking sector, Fatma has a diverse background encompassing information systems management, bank operations, ICT governance, project management, policy development, frameworks, and Corporate banking.

Sarah Kamoto

Sarah Kamoto

Head Corporate Banking
Sarah Kamoto

Sarah Kamoto

Head Corporate Banking

Sarah Kamoto is the Director of Corporate Banking at the National Savings and Credit Bank (NATSAVE). She brings valuable expertise to the field of corporate banking spanning over 26 years.

Aaron Chongwe

Aaron Chongwe

Head Credit
Aaron Chongwe

Aaron Chongwe

Head Credit

Aaron Chongwe is the current Chief Credit Officer at the National Savings and Credit Bank (NATSAVE). His career in the banking sector spans over 20 years. Aaron is also dedicated to mentoring young people.



Keith Hamusute

Keith Hamusute

Chief Risk and Compliance Officer
Keith Hamusute

Keith Hamusute

Chief Risk and Compliance Officer

Keith Hamusute is the Chief Risk Officer at the National Savings and Credit Bank (NATSAVE). He oversees the risk function within the bank and has a background in tax consulting.